Selling your home can feel overwhelming, but with the right preparation, you can set yourself up for a smooth and successful sale. Over my years as a Calgary Realtor, I’ve helped many sellers get the results they want, sometimes turning a stagnant listing into a quick sale. Here’s my approach.

1. Declutter, Clean, and Fix What’s Broken

The first step is simple but often overlooked: declutter, clean, and make necessary repairs. I tell my clients to pack up anything smaller than a cantaloupe: this immediately shows off the space. Then, a thorough cleaning is essential; buyers notice when a home feels fresh and well cared for. And, if you have pets, do not forget the yard. Those presents your dogs leave behind is the last thing that you want a buyer to focus on. Finally, any leaky faucets, sticky doors, or broken appliances should be fixed. Small details make a big difference in buyer perception. Working with an award winning Calgary Realtor like myself will get you inside tips and tricks. 

2. Avoid Common Mistakes That Hurt Sales

In my experience, the biggest mistakes sellers make are leaving too much clutter, displaying personal photos, and overpricing. When a home is too personalized, buyers can’t imagine themselves living there. And if the price is too high, you end up chasing the market, missing showings, and potentially leaving money on the table. Especially in a declining market. 

3. The Power of Staging and Photos

One piece of advice that surprises many sellers is how critical staging and listing photos are. I’ve seen homes sit for months with few showings, only to sell within a week after professional staging and new photos. Shockingly even when it got re-listed at the same price! Staging helps buyers see the potential of the space, and stunning photos get them in the door. Combine that with a strong market-based price, and you have the strongest formula for success.

4. What I Look for When Preparing a Home

When I first visit a home, I pay attention to:

• Curb appeal — first impressions matter

• Clutter — showing off space is key

• Wear and tear — anything that looks dated or in need of repair

• Paint — if colors are too bold, I often recommend a neutral refresh

This evaluation helps me give sellers actionable steps that can improve buyer interest quickly. You have a real advantage when working with a local award winning Calgary Realtor. Their knowledge is essential in getting top dollar for your home. Your home is your biggest asset, would you not want the best person for the job of getting it sold?

5. Real-World Success Story

I once worked with a home that had been listed for many months with hardly any showings. We relisted with professional staging and fresh photos (same price) and received an offer within a week of relisting it. The home showed off that a couch did fit in that living room, and that the bedroom really would fit that king bed. Sometimes people have a hard time envisioning how the furniture would work in a home. It really shows just how much preparation, presentation, and pricing need to work together. 

Final Thoughts

Preparing your home for sale isn’t just about cleaning or making repairs. It’s about creating a space buyers can imagine themselves in, making it picture-perfect for listing photos, and pricing it correctly for the market. When done thoughtfully, these steps can make the difference between a home that lingers on the market and one that sells quickly, often with multiple offers.

FAQ: Preparing Your Home for a Successful Sale

Q1: What’s the first step I should take before listing my home?
A: Declutter, clean thoroughly, and fix anything that’s broken. Removing excess items and personal photos helps buyers see the space, while repairs make your home feel move-in ready.

Q2: How important is staging my home?
A: Extremely. Professional staging combined with high-quality listing photos can make your home stand out online, attract more showings, and often lead to faster offers (sometimes within days).

Q3: Can I skip small repairs if I’m selling “as-is”?
A: Small repairs like leaky faucets or sticky doors can make a big difference in buyer perception. Even if selling as-is, fixing minor issues can prevent lowball offers and help your home feel well-maintained. A buyer will deduct by the (10s of) $1000s in their head, while some of the small fixes only cost tens or hundreds of dollars.

Q4: How do I know the right price for my home?
A: Pricing too high can reduce showings and leave your home on the market longer. A market-based price, combined with staging and photos, maximizes interest and often leads to stronger offers. It also helps shorten the time on market. 

Q5: What mistakes do sellers commonly make when preparing their home?
A: Common mistakes include leaving clutter and personal items, overpricing, or underestimating the power of professional photos and staging. Avoiding these ensures your home appeals to the widest range of buyers.

Q6: How much does curb appeal matter?
A: First impressions count. Simple things like mowing the lawn, trimming hedges, or adding a welcome mat can make buyers feel welcomed and set a positive tone before they even enter your home.

About the Author
Sabrina Stevenson is an award-winning Calgary Realtor with years of experience helping homeowners sell their properties quickly and for top value. She specializes in preparing homes for the market, pricing them strategically, and creating listings that attract buyers from day one. Contact her if you are thinking about selling. Contact her here: Sabrina Stevenson

Calgary, Alberta, March 2, 2026 – Calgary continued to see market conditions vary by property type in February. The tightest conditions occurred in detached and semi-detached properties, reporting less than three months of supply. Row homes reported slightly higher supply levels relative to demand but remained relatively balanced. Meanwhile, apartment-style properties are dealing with excess supply, as conditions continue to favour the buyer.

“Slowing migration levels are coming at a time when supply for apartment-style homes is rising. Calgary reported record high starts last year, mostly due to gains in apartment starts where there are nearly 18,000 units currently under construction. While a large share of the units is targeted for rental, this also impacts condo ownership markets,” said Ann-Marie Lurie, CREB®’s Chief Economist. “Meanwhile, on the opposite end of the spectrum, the detached market remains relatively balanced in the higher price ranges and continues to struggle with limited supply for homes priced below $700,000.”

Tighter conditions for detached homes offset the higher supply levels in the apartment condominium sector, leaving citywide conditions relatively balanced at three months of supply and a sales-to-new-listings ratio of 55 per cent. Inventory levels reached 4,822 units in February, with condominiums and row homes representing more than half of all the inventory. At the same time, there were 1,526 sales in February, an 11 per cent decline over last February, mostly due to a sharp pullback in row and apartment sales.

Typical seasonal patterns tend to drive monthly gains in prices early in the year following the monthly slides reported at the end of the previous year. While February did report monthly benchmark price gains for most property types, prices continued to slide for apartment-style homes. However, monthly gains for lower-density homes offset the pullbacks for apartment units, leaving the total residential benchmark price of $560,500 one per cent higher than January, but still four per cent lower than last year's levels.

Detached

Both sales and new listings in February were similar to levels reported last year. With 736 sales and 1,269 new listings, the sales-to-new-listings ratio was 58 per cent. While this did not prevent further inventory gains, months of supply remained relatively balanced at just under three months. Conditions did vary across the city as the North East district struggled with excess supply, preventing any improvement in monthly prices. Meanwhile, the West district reported the tightest conditions with less than two months of supply.

In February, the unadjusted benchmark price for a detached home was $734,300, over one per cent higher than January, but still three per cent lower than last year's levels. The only districts to report both month-over-month and year-over-year gains were the City Centre and the West district.

Semi-Detached

Sales improved in February, reaching 175 units. At the same time, new listings rose to 253 units, causing the sales-to-new-listings ratio to rise to 69 per cent and preventing any improvement in inventory levels compared to January. This caused the months of supply to drop to 2.4 months, the lowest out of the four property types.

While this is a smaller segment of the market, the tighter conditions did result in slightly higher monthly price gains. As of February, the unadjusted benchmark price was $682,200, over two per cent higher than January and comparable to levels reported last year. Year-over-year price changes varied by district, with gains in the City Centre, North West and West offsetting declines in the North East, North, South, South East and East. In addition to typical seasonal factors, tighter conditions at the start of the year are helping support monthly price gains in most districts.

Row

Sales picked up in February compared to January, reaching 270 units. Meanwhile, after January’s surge in new listings, levels slowed to 491 units, helping bring the sales-to-new-listings ratio into more balanced territory at 55 per cent. While inventories did rise, the monthly gains in sales helped reduce the months of supply from over four months in January to just over three months in February.

The unadjusted benchmark price rose to $423,600 in February, in line with typical seasonal expectations. While prices are still five per cent lower than last February, there is significant variation between districts. The steepest year-over-year declines have occurred in the North East and East districts at over 10 per cent. Meanwhile, prices in both the West and City Centre are only slightly lower than levels reported last February.

Apartment Condominium

Despite a pullback in new listings in February, with 753 new listings and 345 sales, the sales-to-new-listings ratio remained low at 46 per cent, contributing to further inventory gains. February reported 1,580 units in inventory, high enough to keep the months of supply well over four months. The persistently higher supply levels continued to weigh on prices in February, as the monthly benchmark price dropped to $298,600, nearly one per cent below January and over nine per cent lower than prices reported last February.

Conditions do vary across the city. After the first two months of the year, the months of supply have ranged from over 11 months in the North East to below four months in the South district. The higher supply levels are weighing on prices across all districts. The largest year-over-year price adjustments have occurred in the North East, East and South East districts, which have seen declines surpassing 10 per cent.

REGIONAL MARKET FACTS

Airdrie

Sales and new listings totalled 122 and 236 units, respectively, in February, causing the sales-to-new-listings ratio to rise to 52 per cent. At the same time, inventories increased slightly over the previous month and last year, pushing above long-term trends. However, with just over three months' supply, conditions are considered relatively balanced. The unadjusted benchmark price was $512,200 in February, similar to the previous month, but still five per cent lower than last year's levels. Increased competition from the new home sector, along with increased supply choice in both Calgary and other surrounding areas, has contributed to some of the price adjustments that have occurred in Airdrie.

Cochrane

The gains in sales in February helped offset the new listings in the market. With 91 sales and 154 new listings, the sales-to-new-listings ratio rose to 59 per cent, preventing any significant shift in inventory levels. This caused the market to shift toward more balanced conditions with three months of supply. As of February, the total residential benchmark price was $553,500, slightly higher than January, but due to pullbacks mostly in the third quarter of 2025, prices remain three per cent lower than last February.

Okotoks

Sales in February slowed compared to new listings that came onto the market, causing the sales-to-new-listings ratio to fall below 60 per cent. This helped support some inventory gains in Okotoks for the month. However, inventory levels remained well below long-term trends and with under three months of supply, conditions remain relatively tight. The tighter conditions have once again contributed to some monthly gains in prices beyond what’s typically seen early in the year. As of February, the unadjusted benchmark price was $612,300, a two per cent gain over January and similar to levels reported last year.

If you’re wondering whether 2026 is a good time to buy a home in Calgary, you are not alone. Many buyers are watching interest rates, inventory levels, and home prices closely before making a move.

The short answer? It depends on your situation, but for many buyers, 2026 could offer a great opportunity.
Let’s break it down clearly.

What Is Happening in the Calgary Real Estate Market in 2026?

The Calgary real estate market has shifted from the intense seller’s market conditions we saw in previous years, to a more balanced market. While demand remains steady, inventory levels are improving in many segments. For a full indepth read about the Calgary market, the Calgary Real Estate Board came out with their FORECAST (click here). 

In short, here’s what we’re seeing:

• More balanced conditions in certain price ranges

• Stabilizing home prices in some communities

• Buyers having slightly more negotiating power than before

• Continued population growth supporting long-term demand

• (Downtown) Condo market softening

Overall this means as a buyer that you have more choice and typically a bit more time to decide if the home that you are looking at, is the right one for you. The crazy demand of previous years, often resulted in multiple offer scenarios. Quite nerve wracking as a buyer and many lost out on many homes. 

Calgary continues to attract interprovincial migration thanks to relative affordability compared to markets like Toronto and Vancouver.

Are Calgary Home Prices Expected to Drop in 2026?

This is one of the most searched questions and not always easy to answer!
While minor price adjustments can happen in specific segments, most forecasts do not suggest a major crash. Instead, we’re seeing:

• Moderate price growth or stabilization

• Strong demand in entry-level and detached homes

• Increased competition for well-priced properties

• Condo market softening with some price decreases

Trying to time the absolute bottom of the market is extremely difficult. The better question is whether buying makes sense for your financial goals.

How Do Interest Rates Affect Buying in 2026?

Interest rates play a major role in affordability. If rates soften or stabilize, buyers may regain purchasing power. However, lower rates often bring more competition back into the market.
The higher rates over the past several years have come down and seem to be stabilizing. Overall a great opportunity to take advantage of these (lower) rates.
Every situation is different, which is why reviewing your numbers carefully matters.

Who Should Consider Buying in 2026?

2026 may be a good time to buy in Calgary if:

• You plan to stay in the home for 5+ years

• You have stable income and manageable debt

• You want to lock in housing costs instead of renting

• You’re upsizing, downsizing, or relocating

If you’re buying purely to “flip” short-term, market timing becomes much more important. It does not always makes sense right now to do this unless you have a strong plan in place.

Is 2026 a Good Time to Sell in Calgary?

If you’re also wondering about selling, properly priced homes are still moving. Detached Homes in desirable communities and within realistic price ranges continue to attract serious buyers. Preparation, pricing, and marketing matter more than ever in a more balanced market.
If you are selling in the condo market, a well researched marketing strategy and realistic pricing is more important than ever. This market has quite a substantial supply and standing out on condition, location and price is a key marketing strategy. 

Final Thoughts: Is 2026 a Good Time to Buy a Home in Calgary?

The Calgary real estate market in 2026 is no longer a strong sellers market , and that can be a good thing. For the first time in years we are seeing some buyers successfully negotiate a sale of buyers home condition to their offer. Upsizing became a lot more palatable. It’s more strategic. More balanced. More thoughtful.

For the right buyer, with the right plan, 2026 can absolutely be a smart time to purchase a home in Calgary.

If you’re unsure, the best next step isn’t guessing, it’s running the numbers and understanding your options. I would love to sit down with you to help you out with this. Help you gain a full understanding on what this looks like for you. 

About the Author

Sabrina Stevenson is an award-winning Calgary REALTOR® with over 18 years of experience helping families buy and sell homes across the city & surrounding areas. A member of Royal LePage Benchmark, Sabrina brings both professional insight and personal perspective as a parent of three.  Contact her to discuss the best communities for you to buy in when considering buying in Calgary. 

We’re continuing to see the real estate market trend I’ve highlighted in recent updates carry into early 2026. The January 2026 CREB statistics point to a slower start for Calgary’s high-density housing market. Condo and townhouse sales have been quieter, while inventory levels in these segments continue to rise.
As we move further into 2026, this growing supply is expected to remain a key market trend, putting ongoing downward pressure on condo and townhome prices. For sellers, this reinforces the importance of pricing strategically and staying informed on current market conditions.
For buyers, this shift creates opportunity. Some prices are beginning to trend down, improving affordability in the condo and townhome market. Higher inventory also means more choice, allowing buyers to be more selective and confident in their decisions.

If you’re considering a move-up home (upsizing to get more space) or have questions about buying or selling in today’s Calgary real estate market, I’m always happy to help, you can contact me here. Please find the media release of CREB for January 2026 below. Sabrina

CREB Media Release: January 2026 Housing Market Update

Calgary, Alberta, Feb. 2, 2026 – Calgary reported 1,234 sales in January, a year-over-year decline of 15 per cent, but in line with typical levels of activity for the month. While sales declined across all property types, the steepest declines occurred in higher-density homes. 

“Following the typical December slowdown, potential buyers for high-density homes were more hesitant to return to the market in January, as increased supply choice across all aspects of the market has reduced the sense of urgency,” said Ann-Marie Lurie, CREB®’s Chief Economist. “At the same time, sellers were quick to bring their listings onto the market, causing the sales-to-new-listings ratio to drop to 44 per cent, mostly due to shifts in apartment and row-style homes. Overall, this is not entirely uncommon for January, as both buyers and sellers weigh their options ahead of the spring market.” 

The rise in new listings compared to sales caused inventory levels to increase to 4,391 units, the highest January level since 2020. However, as with sales, conditions vary by property type, with row and apartment homes facing higher levels of inventory compared to long-term trends. The result is months of supply that ranges from under three months in the detached sector to five months for apartment-style homes. 

Due to declines in the later part of 2025, benchmark prices are lower than levels reported at the start of last year. However, seasonally adjusted figures point to stable levels in January compared to the end of 2025. Nonetheless, year-over-year total residential benchmark prices have declined by nearly five per cent, as steep declines reported in the oversupplied row- and apartment-style homes weighed on total residential prices compared to last year.

Detached

There were 657 sales and 1,243 new listings in January, comparable to levels reported last year. However, new listings did rise over December levels, causing inventories to reach 1,753 units, just shy of long-term averages for the month. With less than three months of supply and a sales-to-new-listings ratio of 53 per cent, conditions remained relatively balanced in the detached market. 

The January unadjusted benchmark price was $724,000, slightly lower than the previous month and over three per cent lower than last January, as prices trended down over the second half of 2025. Price movements varied throughout the city, with year-over-year declines ranging from less than one per cent in the West district to over six per cent lower in the North East. While unadjusted prices did ease over December, this was mostly due to pullbacks in the City Centre and North West districts.

Semi-Detached

There were 118 sales in January and 251 new listings, representing 10 per cent of the market activity in the city. While both sales and new listings improved over December, the growth in new listings was higher, causing the sales-to-new-listings ratio to ease to 47 per cent. Inventory levels improved but conditions remained relatively balanced, with three and a half months of supply.  

Rising supply, which started in the latter part of 2025 and continues into 2026, is creating more price stability. As of January, the benchmark price was $667,000, similar to last month and only one per cent lower than last January. Year-over-year prices in both the North West and West districts remain higher than last year but are lower in every other district.

Row

There were 186 sales in January, down by nearly 25 per cent compared to last year. Meanwhile, supply continued to rise both in terms of new listings and inventory growth, causing the months of supply to push above four months. 

Despite the added supply, the unadjusted benchmark price remained similar to December's levels, but was five per cent lower than last January. The month-over-month stability was due to gains in the City Centre and West districts. Year-over-year price adjustments have been the highest in the North East and East districts, followed by the North and South East districts, which have faced significant competition from the new-home market. 

Apartment Condominium

Apartment-style units continue to struggle with supply. New listings reached 787 units, which is not as high as last year but a significant jump over December and much higher than the 273 sales reported in January, pushing the sales-to-new-listings ratio down to 35 per cent. This drove further gains in inventory, which reached 1,435 units, the highest levels ever reported for January. 

With over five months of supply in January, it is not surprising that prices trended down further. The unadjusted benchmark price was $301,200, nearly one per cent lower than the previous month and eight per cent lower than last January. Prices have been falling across every district, with year-over-year declines ranging from 13 per cent in the North East to six per cent in the City Centre.

REGIONAL MARKET FACTS

Airdrie

While down from last January, sales activity remained relatively strong. With 106 sales and 227 new listings, the sales-to-new-listings ratio dropped to 47 per cent, slightly lower than typical for January. This resulted in some further gains in inventory levels, keeping the months of supply just above three months and in line with long-term trends. The unadjusted benchmark price was $513,900, reporting a modest monthly gain consistent with seasonal trends. However, thanks to pullbacks last year, prices remain five per cent lower than levels reported in January 2025.  

Cochrane

New listings rose to 149 units, the highest level ever reported in January. With only 54 sales, the sales-to-new-listings ratio dropped to 36 per cent, causing inventories to rise and keeping months of supply at five months. After several months of slightly higher months of supply, prices have trended down on a month-over-month basis for three consecutive months. As of January, the unadjusted benchmark price was $550,800, nearly two per cent lower than both December and the start of last year.

Okotoks

Okotoks continues to struggle with lower inventory levels compared to long-term trends, limiting sales activity. January reported 33 sales and 52 new listings, resulting in a sales-to-new-listings ratio of 63 per cent and keeping inventory levels low at 79 units. The months of supply remained just above two months, and prices remained relatively unchanged compared with the previous month. However, thanks to some price adjustments last year, the total residential benchmark price of $599,500 in January was two per cent lower than levels reported last year.

If you’re considering making a move or have questions about buying or selling in today’s Calgary real estate market, I’m always happy to help, you can contact me here. Sabrina

When families are buying a home in Calgary, schools are often part of the decision-making process. In fact, many parents begin researching education options before they even narrow down neighbourhoods. One option that frequently comes up is charter schools in Calgary.

Because charter schools operate differently than traditional public schools, they can influence where families choose to live and how they plan their move. This guide explains what charter schools are, how they work in Calgary, and what homebuyers with children should consider before making a decision.

What Are Charter Schools in Calgary?

Charter schools in Calgary are publicly funded, tuition-free schools that operate independently from the main public school boards. While they follow the Alberta curriculum, charter schools have more flexibility in how that curriculum is delivered.
As a result, many charter schools focus on a specific educational approach or area of interest. For example, some emphasize academic enrichment, while others focus on the arts, STEM education, classical learning, or outdoor and inquiry-based programs.
Because of this specialization, charter schools often appeal to families who are looking for a particular learning environment rather than a traditional classroom model.

Charter Schools vs Public and Private Schools

To better understand whether charter schools are a good fit, it helps to compare them with other options available to Calgary families.
Charter schools are publicly funded and do not charge tuition, similar to public schools. However, unlike public schools, they are not tied to neighbourhood catchment areas. This means students can apply regardless of where they live in the city.
Private schools, on the other hand, charge tuition and operate independently of the public system. While private schools may also offer specialized programs, charter schools provide an alternative that remains part of Alberta’s public education system.

Why Charter Schools Matter When Buying a Home in Calgary

For families buying a home, charter schools can add flexibility — but they also require planning.

Since charter schools are not neighbourhood-based:

• Families are not limited to buying in a specific school catchment

• School choice and home location can be considered separately

• Commute time and daily routines become more important

As a result, many families start by identifying preferred school options and then look for housing that balances location, lifestyle, and budget.

Charter Schools in Calgary: School List and Program Highlights

Below is an overview of several well-known charter schools in Calgary. Programs and grade levels may change, so families should always confirm current details directly with each school.

Foundations for the Future Charter Academy (FFCA)

• Grades: Kindergarten to Grade 12

• Focus: Academic achievement and character development

• Overview: FFCA operates multiple campuses across Calgary and is one of the city’s largest charter school organizations.

Westmount Charter School

• Grades: Kindergarten to Grade 12

• Focus: Gifted education

• Overview: Westmount is designed for students identified as gifted and offers enriched academic programming.

Calgary Arts Academy

• Grades: Kindergarten to Grade 12

• Focus: Arts-based education

• Overview: Students receive instruction in music, visual arts, drama, dance, and literary arts alongside core academics.

Calgary Girls Charter School

• Grades: 4 to 9

• Focus: All-girls education and leadership development

• Overview: This school is designed to support learning in a single-gender environment.

Connect Charter School

• Grades: 4 to 9

• Focus: Outdoor and inquiry-based learning

• Overview: Connect Charter integrates experiential learning, technology, and environmental education.

Calgary Classical Academy

• Grades: Kindergarten to Grade 10 (expanding)

• Focus: Classical liberal arts education

• Overview: The school emphasizes structured learning, character development, and traditional teaching methods.

Almadina Language Charter Academy

• This school provides students whose second or third language is English with the opportunities to reach their full potential.

Fusion Collegiate

• This school focuses on high school and “gap year” students.  They offer career learning, vocational training and skilled pathway education

STEM Innovation

• Grades 7-12. Their focus is on Science, Technology, Math & Engineering (STEM).

Charter Schools set to open in 2026:

• Rocky Mountain Charter School

• Yuzuk Ukrianian Charter Academyl (Calgary)

  
  

How Charter School Admissions Work in Calgary

Charter schools require families to apply for admission.
Admission to Calgary charter schools follows these general steps:​

1. Submit an application during the school's designated window.

2. Schools use lotteries or waitlists if applications exceed available spaces.

3. No geographic priority based on home address.

Each school maintains its own timeline and requirements. Check individual websites for current application deadlines and procedures.
Because timelines and processes vary, families interested in charter schools are encouraged to research application dates early. Some programs have early lottery and as spots open up have additional lotteries.

What Homebuyers Should Consider Before Choosing a Charter School

While charter schools offer unique programs, there are practical considerations to keep in mind.
First, transportation is an important factor, as many charter schools do not provide busing. Additionally, families should consider how commute times fit into their daily routine.
Second, because admission is not guaranteed, it is helpful to have backup school options.
Finally, families should consider whether the school’s educational approach aligns with their child’s learning style and long-term needs.

Frequently Asked Questions About Charter Schools in Calgary

Are charter schools in Calgary free?
Yes. Charter schools are publicly funded and do not charge tuition. However, there may be fees to help with school supplies etc

Do charter schools in Calgary have catchment areas?
No. Students can apply regardless of where they live in Calgary.

How competitive are charter school admissions in Calgary?
It depends on the school and grade level. Some programs have long waitlists.

Do charter schools follow the Alberta curriculum?
Yes. Charter schools follow the Alberta curriculum, although they may use different teaching approaches.

Are there charter high schools in Calgary?
Yes. Several charter schools in Calgary offer programs all the way through high school.

Final Thoughts for Families Buying a Home in Calgary

Charter schools in Calgary offer families additional choice, particularly for those seeking specialized or alternative educational programs. For homebuyers with children, understanding how charter schools work can help when planning both a move and a long-term housing decision.

Balancing school preferences with neighbourhood, commute, and lifestyle needs is often part of the process. Having clear information early can make that process much smoother. Contact Sabrina to discuss the best communities to buy in when considering Charter Schools in Calgary. 

About the Author

Sabrina Stevenson is an award-winning Calgary REALTOR® with over 18 years of experience helping families buy and sell homes across the city & surrounding areas. A member of Royal LePage Benchmark, Sabrina brings both professional insight and personal perspective as a parent of three, including firsthand experience navigating the charter school system with one child recently starting at a Calgary charter school. Contact her to discuss the best communities for you to buy in when considering Charter Schools in Calgary

If you’re wondering what’s ahead for the Calgary real estate market in 2026, you’re not alone. Buyers, sellers, and Calgary realtors have all been watching closely! The Calgary Real Estate Board (CREB®) has just released its 2026 Annual Housing Forecast, providing a detailed look at trends in home prices, sales activity, and overall market conditions for the year ahead.

What is the CREB 2026 Forecast Report?

The CREB Annual Forecast Outlook, also known as the “Yearly Outlook Report,” is a comprehensive analysis of the Calgary real estate market 2026. It combines past market data, current trends, and economic projections to help buyers, sellers, and Calgary realtors make informed decisions.

Prepared by CREB®’s Chief Economist, the report includes insights on:

• Home prices: Predictions for detached homes, condos, and other property types across Calgary

• Sales activity: Expected number of transactions and the pace of the market in 2026

• Market conditions: Whether the market will favor buyers, sellers, or remain balanced

• Economic and demographic trends: Population growth, employment shifts, and housing supply

• Opportunities and risks: Factors that could influence the Calgary real estate market 2026, including interest rates and new housing developments

For anyone involved in Calgary real estate, this forecast offers a clear and actionable view of the market, helping buyers, sellers, and investors plan for the year ahead.

According to the report, Calgary is moving into conditions that are increasingly buyer-friendly, giving insight into what to expect for housing prices, inventory, and market activity in the year ahead.
I’ve summarized the key takeaways from the 30-page report, but I would highly recommend reviewing the full CREB® forecast report if you’re considering making a move! 

CREB FORECAST HOUSING/REAL ESTATE OUTLOOK REPORT 2026

Big Picture: A More Balanced Calgary Housing Market

The Calgary housing market in 2026 is expected to remain balanced, with some areas favoring buyers. We see improvements in supply across resale, new homes, and rental markets and demand returning to long-term averages. This has eased price pressure, especially in higher-density housing like condos and townhomes. People moving up now have some options, which allows for a bit of breathing room for buyers.

Key Takeaways for Buyers in 2026:

• Less urgency when making offers

• More choices in listings

• Greater negotiating power

What’s Driving the 2026 Calgary Real Estate Market

Several factors are shaping the Calgary real estate forecast 2026:

Population and Migration Trends

After record-breaking population growth between 2022 and 2024, migration into Calgary has slowed significantly. With fewer international and interprovincial newcomers, housing demand is now closer to historical norms, marking a shift from recent years.

Employment and the Local Economy

Alberta continues to outperform many provinces economically, but job growth in Calgary is expected to slow in 2026. While this may keep unemployment slightly elevated, it helps stabilize Calgary home prices instead of driving rapid increases.

Calgary Home Price Forecast by Property Type

Not all segments of the market are moving at the same pace:

Apartment and Condo Market

• Record-high construction

• Rising rental vacancies

• Increased resale inventory

Impact: Condo prices are forecasted to decline further in 2026, with benchmark prices around $310,000. Buyers will face less competition and more options than in previous years.

Row Homes

Row homes are experiencing added supply from resale and new construction. Prices declined in 2025 and are expected to ease slightly in 2026. This segment remains more stable than condos but less competitive than in the past.

Semi-Detached Homes

• Limited supply

• Steady demand

• Minimal new construction

Impact: Prices are expected to remain relatively flat, with only modest changes depending on location and price range.

Detached Homes

Detached homes are expected to remain stable in 2026. Improved inventory and competition from new builds have slowed price growth, but long-term demand continues to support this segment. Benchmark prices are forecast around $754,000, with minimal year-over-year change.

Calgary Rental Market Outlook 2026

The rental market is shifting as thousands of new purpose-built rental units come online. Slower migration and rising vacancy rates are placing downward pressure on rental prices. Renters benefit from more choices and reduced competition, while investor demand is slightly tempered.

What This Means for Buyers in 2026

• More listings to choose from

• Slower price growth

• Improved negotiating power

Whether you’re a first-time buyer or moving up, conditions are far less pressured than in recent years, especially in condos and townhomes.

What This Means for Sellers in Calgary in 2026

Selling in 2026 will require:

• Accurate pricing

• Strong presentation

• Market knowledge by property type and location

Homes priced realistically and prepared well will still sell, but overpricing can lead to longer market times.

Final Thoughts: Calgary Real Estate Market Forecast 2026

The Calgary real estate market in 2026 is all about normalization. After years of extremes, we’re seeing:

• More balanced market conditions

• Stabilizing prices

• A healthier, more sustainable housing market

Understanding these trends helps buyers, sellers, and investors make informed, confident decisions for the year ahead. I highly recommend to read the FULL REPORT

Ready to make the most of Calgary’s real estate market in 2026?
Whether you’re buying your first home, selling, or exploring investment opportunities, having the right guidance makes all the difference. Reach out today for a personalized consultation and let’s review your options, understand the latest market trends, and create a strategy that works for you. Don’t navigate this changing market alone when expert advice is just a click away!

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Is your current home feeling a bit cramped? Perhaps your kids need their own rooms or you are dreaming of a bigger yard. Or a closer commute. For many Calgary homeowners, the decision to transition into a move up home comes after ever changing priorities. Maybe the first home that was perfect a few years ago is now bursting at the seams. The home that once suited your lifestyle may start to feel limiting, and factors like space, layout, location, and amenities take on new importance.  Coordinating two transactions at once can seem daunting & I get that. However, in today’s balanced Calgary real estate market, this transition can actually be smooth, intentional, and possibly even enjoyable when approached with a clear strategy.

This guide will explore how move up homeowners can navigate the process with confidence, from aligning possession dates and financing to negotiating offers and planning timelines, helping you make your next home move with ease and clarity. Please also refer to my page:  Move Up Homes in Calgary

• Have questions? See our quick FAQs for move-up homes in Calgary. 

Why Move-Up Buyers Move/Transition

Move-up buyers are usually guided by lifestyle goals, or proximity close to work and/or schools; not pressure. When considering move up homes, homeowners are often able to tap into the equity they’ve built.
The “why” often looks like:

• Choosing a home that better fits everyday life and long-term plans

• Using accumulated equity 

• Finding a home in a specific location such as moving kids closer to a specific school

• Stepping into a higher value home after the starter home

In a balanced market, this kind of move can feel more calm and purposeful. Like a natural next step rather than a rushed decision in a hotter market.

How Calgary’s Market Favors Thoughtful Move-Up Buyers

Market conditions play a meaningful role when moving into a higher-value home, and the current Calgary real estate market presents great opportunities for moving up or upsizing in to a bigger home. 
Our more balanced market in Calgary is showing:

• Longer days on market, creating space for careful planning

• Greater flexibility around possession dates

• Less competition and fewer bidding wars at higher price points

• Increased openness to conditional offers ( conditional to sale of buyers home)

• Stronger overall negotiating position for buyers and sellers alike

Rather than feeling rushed, this market has the opportunity for move-up homeowners to strategize selling and buying timelines.

Key Considerations When Transitioning to a Move-Up Home

Even in more favorable Calgary market conditions, transitioning into a move-up home requires thoughtful coordination. Timing, financing, deposits, and possession dates all need to align to support a smooth experience. Key considerations for move-up buyers include:

• Aligning sale and purchase timelines

• Ensuring equity and funds for deposit and down payment are accessible when needed

• Coordinating financing approvals & timelines

• Avoiding rushed decisions driven by uncertainty or market noise

Strategic Approaches to Moving Up in Calgary

There are several ways experienced homeowners approach the move-up process. The right option depends on comfort level, financial structure, and personal priorities. Getting an experienced Realtor AND Mortgage broker involved early on in the process is key. 

Selling First for Financial Clarity

For many move-up buyers, selling first creates clarity and confidence by establishing a clear picture of available equity before purchasing the next home.
Why this approach often works well:

• A well-defined purchase budget based on confirmed sale proceeds

• Stronger confidence when negotiating on a move-up home ( no need for a sale of buyers home condition)

• Reduced financial uncertainty throughout the transition, you know exactly what your home has sold for and THAT your home has sold.

A few considerations to keep in mind:

• Flexible possession dates or short-term accommodations may be needed

• A fast possession date can introduce pressure to secure the right next home, unless you line up temporary housing

In today’s Calgary real estate market, longer possession periods are often more negotiable, helping reduce this risk and allowing buyers to move forward with greater ease and intention.

Buying (Securing the Right Home) Before Selling

For some move-up buyers, purchasing first feels like the right choice; especially when the next home is a more specific home that they are after. Like certain long-term lifestyle goals or the need for it to be in a specific location.
Why this approach appeals to move up buyers:

• Confidence in securing the right home before selling

• Not feeling pressured to choose a house because of time pressure of the sale of your home

A few important considerations:

• Thoughtful financial planning is essential (work with a GREAT mortgage broker).

• Bridge financing may be required to support timing

• Get the home ready for listing before looking for a home to purchase

With the right preparation and guidance, buying first can be an exceptionally smooth and well-aligned strategy for move-up homeowners.

Purchasing With a Sale Condition

A condition to sell means the purchase of a new home is contingent on successfully selling the current property. This approach can offer financial clarity for you.
However, note that in a balanced Calgary real estate market:

• Not all sellers are receptive to this type of offer

• Strong pricing and elevated presentation for your home that you are selling, are especially important

• Clear, well-communicated timelines help maintain momentum

This strategy works best when expectations are managed on both sides and the plan is clearly defined from the get go. You will need to get your home listed as soon as you find your new home. 

How Bridge Financing Supports a Seamless Transition

Bridge financing is a short-term financing solution designed to support a move-up buyer when the purchase of a new home closes before the sale of the current one.
It’s most commonly used when:

• The sale of the existing home is firm

• Purchase and sale possession dates overlap

• Equity from the sale is required to complete the new purchase

While bridge financing isn’t intended as a long-term solution, when carefully coordinated it can help with a smooth transition. It allows move-up buyers to move forward with the purchase of their home, and allow for a few days to overlap while moving. Essentially carrrying both properties for a short period of time. Then giving up possession of their current home once the move is completed. Sitting down with an experienced mortgage broker is an essential part of this type of transaction.

Why Possession Timing Matters

Aligning possession dates is one of the most effective ways for a move-up buyer to reduce stress and complexity during a home transition.
In today’s Calgary real estate market:

• Sellers are often flexible with possession dates (more so than last years hotter market)

• Longer possession periods are increasingly common (giving you time to sell or prepare for the move)

   

Assumptions That Can Disrupt a Smooth Transition

Most challenges don’t come from the process itself; they arise from assumptions.
Common issues include:

• Expecting possession dates to align automatically

• Underestimating the time required for financing approvals

• Not preparing deposits early

• Managing two transactions without a clear roadmap

With proactive planning and clear communication, these obstacles are easily avoidable. Having an experienced move up agent in your corner and a knowledgeable mortgage broker is essential. 

Is a Strategic Move-Up Approach Right for You?

A move-up strategy works best for homeowners who:

• Have built meaningful equity

• Are upgrading for space, comfort, lifestyle or location

• Prefer a direct transition into their next home

• Value planning, structure, and clarity throughout the process

Because every situation is unique, a personalized approach ensures the transition is intentional and well-executed. Your Realtor should explain your options clearly to you. 

Final Thoughts on Move-Up Homes in Calgary

Moving into a move-up home in Calgary doesn’t need to feel overwhelming. In today’s balanced market, experienced homeowners benefit from flexibility, strong negotiation opportunities, and the confidence to make thoughtful decisions at their own pace.

With the right plan in place, stepping into your next ( or even forever ) home can feel calm, composed, and completely intentional.

Frequently Asked Questions About Move-Up Homes in Calgary

Is it possible to sell and buy a home at the same time in Calgary?
Yes. It is very possible. With thought-out timelines, clear financing, and careful planning, the process can be smooth and manageable. There are a variety of ways to structure the deal. You can make an offer condition to your current home selling or ask for a longer possession date on the new home that you are buying so that you have time to sell that home. 

Is it better to sell first or secure your next home first?
Both approaches can work. The right choice depends on financial comfort, timing, and how prepared you feel for the transition. You will need to get clear insight from your mortgage broker if you are able to buy before selling. 

What happens if closing dates don’t align?
Longer possession periods or bridge financing are some of the solutions. You will need to get set up to use these options prior to making an offer. 

Can I include a condition to sell in Calgary?
Yes. In balanced market conditions, some sellers accept this, particularly when pricing and timelines are realistic.

Who is best suited for a move-up strategy?
Homeowners with strong equity who are upgrading for lifestyle reasons and prefer a direct, well-planned transition.

Ready to Make Your Move with Confidence?
Whether you’re exploring Calgary move-up homes or planning a seamless transition from your current property, the right strategy makes all the difference. With my experience, I can help you navigate timing, financing, and negotiations — ensuring your the transition to you dream home feels intentional, calm, and perfectly aligned with your lifestyle.

About the Author

Sabrina Stevenson is a licensed, full-time, award winning Calgary REALTOR® with over 18 years of real estate experience. She specializes in Calgary & surrounding communities and provides practical, data-driven guidance to help buyers and sellers make informed real estate decisions. Contact her now to decide on your move-up strategy!

When buying a home, the terms down payment and deposit are often used interchangeably, however, they are not the same thing. While both involve money you contribute toward a purchase, they serve very different purposes at different stages of the transaction.

This guide explains the difference between a deposit vs down payment in clear, practical terms. Understanding how each works can help Calgary home buyers avoid surprises, plan their finances properly, and move forward with confidence when making an offer.

What is a Deposit in a Calgary Real Estate Transaction?

A deposit is money you provide after your offer has been accepted. Its primary purpose is to show the seller that you are serious about purchasing the property.

In most Calgary real estate transactions, a deposit is:

• Paid shortly after offer acceptance (often within 1–3 business days)

• Held in trust, usually by the listing brokerage or the lawyers (not paid directly to the seller)

• Applied to the purchase price at closing, meaning it typically becomes part of your down payment

The deposit amount varies depending on price range, market conditions, and offer terms. Generally, it represents a small percentage of the purchase price. For example, homes priced around $250,000 often see deposits in the $5,000 to $10,000 range, while properties closer to $800,000 typically require deposits between $15,000 and $25,000. 

Importantly, deposits are often refundable during the conditional period. However, once all conditions are removed and the deal becomes firm, the deposit is usually non-refundable. Because of this, understanding contract timelines before submitting an offer is critical.

What is a Down Payment?

A down payment is the portion of the purchase price you pay using your own funds rather than mortgage financing. Unlike a deposit, the down payment is paid at closing, not when your offer is accepted.

Your down payment:

• Is reviewed and approved as part of your mortgage arrangement

• Reduces the amount you need to borrow, resulting in a smaller mortgage

• Impacts whether mortgage insurance is required and how much your monthly payments will be

The required down payment depends on the purchase price and financing structure, but it is typically much larger than the deposit paid earlier in the process.

Deposit vs Down Payment: Key Differences Explained

The simplest way to understand the difference between a deposit vs down payment is to compare how each functions during a home purchase.

Deposit: Money paid shortly after your offer is accepted. A deposit shows good faith and is typically held in trust until closing.
Down payment: The total amount of cash you contribute toward the purchase price at closing, excluding any mortgage financing. This amount is due at closing.

While a down payment and a deposit are not the same thing, the deposit usually becomes part of the down payment at closing. Because a deposit is due quickly, buyers should make sure they have accessible funds available, not money tied up in long-term investments or accounts that take time to access.

So Do You Need Both a Deposit and a Down Payment?

Yes, you do. 

Think of the deposit as the first step : it secures the contract shortly after acceptance. The down payment comes later, as part of your final financing when the transaction closes.
While your deposit counts toward the purchase price, you’ll still need to provide the remainder of the down payment along with your mortgage funds at closing.

Common Deposit and Down Payment Mistakes Buyers Make

As a Calgary REALTOR®, I’ve seen buyers encounter a few common issues:

• Assuming the deposit replaces the down payment

• Not having deposit funds readily available

• Underestimating how quickly a deposit is due

• Confusing refundable vs non-refundable deposits

These situations are entirely avoidable when buyers review the contract carefully and ask questions early, especially around when a deposit becomes non-refundable.

Frequently Asked Questions: Deposit vs Down Payment

Is a deposit required when buying a home in Calgary?

Yes. In most Calgary real estate transactions, a deposit is required after offer acceptance. The amount and timing are outlined in the purchase contract and vary depending on the terms of the offer.

Can a deposit be refunded?

A deposit is often refundable during the conditional period. Once conditions are removed and the deal becomes firm, the deposit is generally non-refundable.

Is a deposit paid directly to the seller?

No. Deposits are typically held in trust by the listing brokerage or the lawyers until closing.

Does a larger deposit make an offer stronger?

In some cases, yes. A larger deposit can signal commitment and financial strength; however, price, conditions, and possession dates are also important factors.

What happens to the deposit if the deal doesn’t close?

If a deal fails due to unmet conditions and is properly terminated, the deposit is usually returned. If a buyer fails to complete a firm contract without legal justification, the deposit may be forfeited.

Final Thoughts for Calgary Home Buyers

For Calgary home buyers, understanding the difference between a deposit vs down payment can make the buying process far less stressful and far more manageable.

Knowing what’s due, when it’s due, and how each payment fits into the overall transaction allows you to focus on the bigger picture: choosing the right home and moving forward with confidence.

About the Author

Sabrina Stevenson is a licensed, full-time Calgary REALTOR® with over 18 years of real estate experience. She specializes in Calgary communities and provides practical, data-driven guidance to help buyers and sellers make informed real estate decisions.

Welcome to my Calgary real estate blog, where you’ll find timely updates on the local housing market, new listings, just sold properties, and real estate insights across Calgary and surrounding communities. This blog is designed to be a helpful resource for homeowners, buyers, and sellers who want clear, up-to-date information about the Calgary real estate market.

Whether you’re planning to buy, sell, or simply stay informed, my goal is to provide practical guidance you can actually use — without the overwhelm.

Buying, Selling, or Moving Up in the Calgary Housing Market

If you’re thinking about buying or selling real estate, timing and strategy matter, especially in a changing market. Many homeowners reach a stage where their current home no longer fits their lifestyle. If that sounds familiar, you may be considering a move-up home in Calgary.

A move-up purchase often means:

• More space for a growing family

• A different neighborhood or school district

• Upgraded features or a newer home

• A lifestyle change that better fits your needs

On this blog, I regularly share insights to help move-up buyers in Calgary understand how to sell their current home while preparing for their next purchase — all while keeping finances, timing, and market conditions in mind.

Your Local Calgary Real Estate Resource

This blog covers a wide range of topics related to buying and selling real estate in Calgary, including:

• Calgary housing market updates

• Home pricing and property value trends

• Community and neighborhood spotlights

• Tips for move-up buyers and sellers

• Guidance on mortgages, home evaluations, and market timing

My approach is always local, honest, and tailored to Calgary — because real estate advice should reflect the market you’re actually buying or selling in.

Let’s Talk About Your Next Move

If you have questions about buying, selling, or upgrading to a move-up home in Calgary, I’m here to help. Whether you’re just starting to explore your options or ready to make a move, getting expert advice early can make the process smoother and more successful.

👉 Contact me today for personalized guidance and a strategy that fits your goals in today’s Calgary real estate market.

Whether you are interested in buying or selling real estate, I am here to help guide you every step of the way. If you have any questions about real estate from home evaluations to mortgages to searching for properties in your area, don't hesitate to contact me today!